Your paycheck doesn’t work 9 to 5. Neither should your budget.

Track base pay, overtime, side jobs and deductions. Then turn your real income into a plan for spending, debt, savings and retirement.

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Built for shift workRotations, overtime, leave and multiple jobs.
Plan the whole pictureBudget, debt, savings and retirement together.
Built with firefighter feedbackActively improved during beta.
First Alarm Financial
Built for the fire serviceEst. 2026
Why this exists

Most budgeting apps assume a 9-to-5. This one doesn’t.

Generic budgeting app

  • ×Flat salary assumptions
  • ×Generic calendar month
  • ×One income source
  • ×No real overtime logic
  • ×Rigid paycheck timing

First Alarm Financial

  • ✓Shift rotations built to fit your schedule
  • ✓Editable individual days, not a locked calendar
  • ✓Base, overtime, holiday and specialty pay, modeled separately
  • ✓Multiple jobs and departments, each with their own deductions
  • ✓Projected pay you can override with the real paycheck
First Alarm FinancialDashboard Overview
How it fits together

From your shift to your paycheck to your plan.

01

Build your pay

Base pay, overtime, holiday pay, specialty pay, side jobs and deductions, each modeled the way they actually work.

02

Map your schedule

Start with your normal rotation, then change individual days as real life happens.

03

Plan what’s next

Turn projected income into budgets, debt payoff, savings, investing and long-term planning.

The shift calendar

Start with your rotation. Change any day.

Generate your normal department schedule, then edit individual days as life actually happens: overtime, vacation, sick leave, trades, training, Kelly Days, or time off. No rotation type is hardcoded, and no two departments have to work the same way.

Shift rotation Individual day edit Overtime Leave Trade Kelly Day
First Alarm FinancialShift Calendar
Everything you need

Everything you need. Nothing you don’t.

Shift & income

Every income stream, from base pay to overtime to outside jobs, tracked with the right pay math for each.

Budget & cash flow

Cash-flow forecasting built around your actual pay cycle, not a flat monthly guess.

Goals & savings

Emergency fund targets, sinking funds, and general goals, tracked against your real savings rate.

Debt payoff

Avalanche or snowball payoff plans, built around irregular, shift-driven paycheck timing.

Retirement planning

Pension deductions, 401(k)/457(b) accounts, and investment growth modeled the way departments structure them.

Investments & net worth

Net worth tracking over time, plus full JSON export and import so your data is never locked in.

More than one paycheck

One paycheck isn’t always the whole story.

Track a primary department, a part-time job, PRN shifts or side work, each with its own pay rate, schedule and deductions. Projected pay holds until you enter the real paycheck, then the actual number takes over.

First Alarm FinancialPaycheck Center
Currently in beta

Built with firefighter feedback.

First Alarm Financial is being tested and improved by firefighters actually using it, from how the shift calendar behaves to how overtime gets calculated.

For departments

Give your people better tools to plan what they earn.

Department-wide access is part of the roadmap. If you’re interested in bringing First Alarm Financial to your department, reach out and we’ll keep you posted.

Contact us
How it works

Up and running in a few minutes.

01

Create your account

Sign up with your email. No credit card required to get started.

02

Add your pay & schedule

Your department, shift rotation, and pay basics, walked through step by step, not a blank spreadsheet.

03

Start planning

Budget, pay off debt, save toward goals, and track net worth, all built around your real paycheck.

FAQ

Common questions.

Is my financial data secure?
Your account and login are protected by Supabase Auth, and your budgeting numbers (pay setup, expenses, debts, goals) are stored under your account with database-level Row Level Security, which means only you can read or write your own rows. Your data syncs across the browsers you sign in from and is also cached on each device, and you can download a full backup file any time from Settings.
Do I need an access code to use it?
We're currently in a private beta. Every account needs an active access code to reach the full dashboard, and beta testers receive one directly from us.
What shift schedules are supported?
24/48, 48/96, 4-platoon with Kelly Days, 10s & 14s, and fully custom ON/OFF rotations of any length.
Can I include another department, part-time job, or side income?
Yes. Add as many jobs as you need, each with its own pay rate, schedule, and deductions.
Will it work with my department's pension system?
Pension deduction rates and retirement account types are configurable, so you can match them to how your department actually structures pay and benefits.
Is there a mobile app?
Not yet. First Alarm Financial runs in your mobile or desktop browser today. A dedicated mobile app is on the roadmap.
Can a department provide access to its firefighters?
Department-wide licensing is on the roadmap but not available yet. Reach out if you're interested and we'll keep you posted.
How much does it cost?
We're still finalizing pricing. During the private beta, access is by invite via a one-time access code, at no charge.

Questions?We're a small team running a private beta with firefighters. We read every message.

Email support@firstalarmfinancial.com

Build a plan around the way you actually get paid.

Create a free account. You'll need a beta access code to reach the full dashboard.

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